Mortgage rates are very low, so it must be time to refinance your home, right? While that will be the case for some borrowers, local lenders are taking a cautious stance.
It depends
“When you quote a rate, everybody wants the...
iStock; realtor.com
Buying, owning, and selling a home can sometimes feel like an emotional roller coaster. There are new processes to navigate and seemingly endless roadblocks to overcome. It’s only natural that you have questions a...
The mortgage market turned red hot over the summer, posting its biggest three months since the financial crisis.
Lenders extended $700 billion of home loans in the July-to-September quarter, the most in 14 years, according to industry r...
Duncan_Andison/iStock
If you need a mortgage to buy a home, rest assured: Prospective lenders will ask you a lot of questions. After all, loaning someone money is a risky proposition, so they'll want some assurance you'l...
Luis Garcia for The Wall Street Journal
The risky mortgage is making a comeback.
More than a decade after home loans triggered the worst financial crisis in a generation, the strict lending requirements put in place during its aftermath ...
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Finding the right mortgage lender for you requires a bit of research
Choosing the best mortgage lenders is always a big deal for home buyers. Odds are, your mortgage lender will be helping you mak...
Understand the basics of a mortgage by watching this realtor.com® video. Learn more about payments, interest, taxes, collateral, and insurance. This series will help you better understand different mortgages, the lending process, and di...
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By Pat Dalrymple
Appraisals may be one of the most misunderstood elements in the mortgage lending process.
For one thing, there's no such thing as an "accurate" appraisal when it comes to the valuation c...
The 30-year fixed-rate mortgage averaged 4.35% this week
February 21, 2019 Alcynna Lloyd
Mortgage rates continued to slide even further this week, according to the latest Freddie Mac Primary Mortgage Market Survey.
The ...
Most potential home buyers wait to talk to a mortgage lender until they’re ready to buy. Makes sense, right? Why bother digging up your financial statements and filling out a bunch of paperwork if you’re not going to buy righ...